When to Update Your Austin, Texas Home Insurance Coverage

November 6, 2015

How to determine when it’s time to review your Austin, Texas home insurance policy.

Life can change in the blink of an eye and it moves fast! (Can you believe it’s already November?) As life moves forward, it’s important that you move with it.

This is as true with your insurance coverage as it is anywhere else. If it’s been a while since you’ve looked at your Austin, Texas home insurance policy, you could be leaving yourself exposed! To help you decide if it’s a good time to dust off your policy for a review, consider if you’ve made any of these changes since your last coverage assessment.

• You made a big purchase. If you’ve spent a decent amount of money on anything from a nice TV to a new piece of jewelry since your last insurance review, it’s a good idea to take a look at your policy. Your existing policy limits might not be enough to cover your new, pricey purchase or you may even need to schedule that individual item for adequate protection. That is, unless you bought a new house. In that case, you’ll need a whole new policy.
• You’re thinking about a remodel. If you’re hoping to redo your bathroom or add an extra room by making over your attic, talk to your agent before you start. He or she will be able to help you update your policy so your home’s value reflects that additional work you’re about to do.

If you think your policy could use a tune-up, contact Central Insurance Agency. We’re dedicated to helping local homeowners get the right Austin, Texas home insurance policies for their unique situations. Make your policy review as easy as it is effective by calling us today!