You Bought A Home! Now What?

March 2, 2015

Protect Your Big Investment

If you were recently handed the keys on your new home, congratulations! Moving in to your home is an exciting time, but it can be a bit stressful. To help you alleviate some of that pressure, obtain homeowners insurance so you can rest easy knowing your new home and your personal possessions are protected. To help you get the right level of coverage, ask these questions:

• How Much Property Should I Protect? If you have not yet created a home inventory, taking the time to document each item as you move in is a great opportunity. Collect receipts and credit card statements to verify value as you go, and total up your home inventory when you are finished. The total value of your home inventory is the amount of coverage you should carry for your personal belongings.
• What Is Covered? It is not a safe bet to assume your new policy will protect your home no matter what happens. For example, standard homeowners insurance policies do not include coverage for flooding or earthquakes. Ask your insurance agent which events are covered, and consider carrying extra coverage to protect against the risks of your new neighborhood.
• How Can I Save? Does your new home have nifty safety features? Did you ditch the trampoline in the move? Let your insurance agent know about all of the changes that are happening during your move so he or she can alert you to potential discounts.

You deserve to have expert guidance so that you can get the coverage you need after buying a home. Contact Central Insurance Agency in Austin for all of your Texas homeowner’s insurance needs. Do not be left with a gap in coverage or overpaying for protection you do not need; call us today so we can come alongside you and help you get the best policy at the best price!