Be Prepared For Texas Spring Storms: Protect Your Home and Finances

March 29, 2013

Along with the warm Texas weather comes the threat of strong Texas storms, and with the threat of storms comes the threat of damage. Damage to your home can be quite costly, especially when some damages a storm may cause are not necessarily covered under a standard homeowners insurance policy. For instance, sewer backups caused by storm damage is not usually covered, even if the backup caused damage to your home. Also, flood damage from a storm is usually not covered. However, it is easy to learn how to protect your home from storms.

To start, take a good look at everything your homeowners insurance policy does cover. Also notice what it does not cover. You must anticipate the unthinkable. To do so, you can do things like add a rider to your policy that covers sewer damage in the event of a backup. Also, do things like notice whether or not inside damage is covered in the event of a leaky roof should a particularly nasty storm drive a tree branch through it or peel the shingles up. People rarely think about a sewer backup caused by heavy rains, but it happens. And people rarely consider things like a flood caused by a hurricane storm surge not being covered under an insurance policy, but that happens often. And when it does happen, people are left paying thousands of dollars in out of pocket expenses to repair damages caused by a storm, but not covered by their insurance policy. However, if you take the time to carefully review your policy before the Spring storms get nasty, you can rest assured your finances and your home will be protected. Central Insurance Agency can help you get the coverage you need. Give them a call today to speak with an agent about protecting your home from storms or visit their blog to learn more about the kinds of coverage you might need to include in a policy.