There Is No Better Time To Safeguard Your Home With Flood Insurance

September 22, 2014

While the standard homeowners’ insurance policy provides a home with coverage against a variety of perils, it does not cover flood damages. Unfortunately, the majority of homeowners have no idea what exactly is covered under their homeowners’ insurance policy, until it is too late. Many homeowners do not become aware that flood damages are not covered under their homeowners’ insurance policy until after the flood hits and their claim is rejected. Whether you live in one of the many Austin flood zones or not, it is imperative that you obtain the necessary insurance coverage.

If you are one of the many homeowners who is depending on federal disaster assistance to bail you out of a damaging flood, you must remember that the only way you receive this assistance is if the United States President declares a major disaster. If a major disaster is declared, you will only receive assistance if your home is considered to be extremely damaged. Even so, it is unlikely that federal disaster assistance alone would be adequate.

As one of the most common and costly disasters, floods must be recognized for what they are. Many homeowners neglect the importance of obtaining flood insurance because they claim that it is too expensive. However, the expenses that would come out of pocket if a flood were to hit would be far worse.

If you are debating whether or not you want to obtain flood insurance, it is important to note that a flood insurance policy takes 30 days to become active. There is no better time to safeguard your home with a flood insurance policy than right now!

Contact Central Insurance Agency in Austin for all of your Texas flood insurance needs. Since 1958, we have provided Texas residents with unparalleled insurance services and security. Allow us to safeguard your most important assets.