The Umbrella You Need When Trouble Rains Down

March 18, 2015

Do You Have This Extra Layer Of Protection?

As the weather warms, you invite your friends and family over for a day by the pool. Everyone is having a great time, enjoying the sunshine and each other’s company. That is, until a running child slips and falls, breaking his arm.

The parents become unhappy with the amount of medical bills they end up paying after the accident and sue you for the damages. No problem, you think, knowing your homeowners insurance’s liability coverage will protect you. It will, to an extent.

If, however, the cost of the legal battle becomes greater than the liability limit in your home insurance policy, what happens? You could end up footing the bill for the difference, unless you have a personal umbrella insurance policy.

Umbrella insurance is designed to protect you when the limits of your auto insurance or homeowners insurance are reached. Caused a multi-car pileup? Your umbrella insurance can step in to protect you.

Considering that you can face a major expense if you reach the limits of your existing policies, carrying umbrella insurance is important to protect your finances and your family. Fortunately, umbrella insurance is very affordable. You can get maximum protection at a minimal cost by carrying this type of coverage.

Do not leave yourself exposed to the possibility of a great financial burden. Get a personal umbrella insurance policy today!

An insurance expert can help you understand how much umbrella insurance coverage you should carry to fully protect your loved ones and your assets. Contact Central Insurance Agency in Austin for all of your Texas insurance needs. We are here to help you get the homeowners insurance and auto insurance paired with effective personal umbrella insurance so you can have peace of mind.