Getting The Business Insurance You Need

February 23, 2015

Business Insurance 101

Whether you are just starting a business or are a seasoned business owner, it is critically important for you to understand how to protect your business with insurance coverage. To help you cover all of your bases, make sure you have these types of coverage.

• Umbrella Liability: Umbrella coverage is designed to fill in the gaps in your coverage so your business is not left footing the bill if an incident causes expenses that overextend your existing policy’s limits.
• General Liability: Do not let someone slipping on your property or being damaged by your product result in a major burden. Liability insurance protects you in these cases.
• Property Coverage: If your business owns a property, it is important to secure the coverage it needs to be rebuilt from the ground up. You would not think of going without homeowners insurance, would you? In the same way, carry coverage for your business property.
• Workers Compensation: Do not leave your employees without protection. If one of your team gets injured in the course of work, workers comp will pay for his or her medical bills and loss of income while recovering from the injury.
• Business Interruption: Should something happen that forces you to close your business for a time, business interruption insurance can cover the loss of income. Do not let the need to rebuild or replace property lead to financial loss.

You deserve to have full insurance coverage to safeguard all of the hard work you put into your business. Contact Central Insurance Agency in Austin for all of your Texas business insurance needs. We are here to help you secure the right level of insurance coverage at the right price for your business. Do not wait to get the protection you need to have peace of mind this year; call us today!